Joseph Elkins, D.D.S. 

General and Cosmetic Dentistry
3733 Hixson Pike
Chattanooga, TN 37415

423-877-2415

Payment Methods: 

We offer several finance options:


Insurance: We accept most insurance plans.  As a courtesy to our patients we do file dental claims.  Unfortunately, due to the constant change in dental insurance coverage we are only able to estimate the insurance portion.  If the insurance pays more or less than expected we will adjust the account accordingly. Patients are responsible for making us aware of any changes in insurance. Patients are also responsible for any unpaid balance not covered by their Insurance

***Insurance plans that we accept and are contracted with are:
Blue Cross Blue Shield,  Delta Dental,  Cigna,  United HealthCare *subject to change  Unum Dental,  Colonial Life,  Always Care,  Starmount,  United Concordia,  Assurant,  Aetna  and Sunlife.

Insurance plans that we already accept and are looking to possibly contract with in the future are:
Metlife,  Guardian,  TeamCare,  Ameritas.

Payment Methods:  For our patients convenience we accept a variety of payment methods due at the time of service.  We accept cash, checks, Care Credit, Visa, MasterCard, Discover and American Express.  We also accept most HSA Cards. 

Care Credit: As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.


**CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.


CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds!
Apply Now or see our staff for more details.

* terms and conditions

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We accept most major insurance plans.
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Joseph Elkins, D.D.S.

3733 Hixson Pike
Chattanooga, TN 37415
Phone: (423) 877-2415
Fax: (423) 875-6667